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Resource library

The Learning Hub

Browse every GetSure guide and tool for fixed-rate savings — annuity basics, taxes and RMDs, FDIC vs guaranty, withdrawals and MVA, funding and 1035 exchanges, CD calculators, MYGA tools, ratings, and limits.

Plan

Live rates & email

Open the live rate table anytime, or add your email for the weekly Rate Scoop.

Live Rate Marketplace

Browse current CD and fixed annuity rates side by side.

Weekly email on guaranteed-rate moves. Free.

Annuities & MYGAs

Annuity education

Concepts, buying mechanics, liquidity and safety, and how fixed annuities stack up to CDs.

Basics & buying

What annuities are, how premium reaches the carrier, and when a tax-free exchange might fit.

Annuities, explained

What an annuity actually is — without the jargon.

Qualified vs non-qualified annuities

IRA money vs after-tax money: what changes.

How annuities get funded

Bank wires, transfers, 1035 exchanges — start to finish.

1035 exchange guide

Move policy money to a new contract without a tax event.

Compare, safety & tools

Side-by-side with CDs, carrier grades, guaranty caps, early-access rules, and the real cost of breaking a contract.

CD vs. fixed annuity

Side-by-side: rates, tax, insurance, liquidity.

Are annuities FDIC insured?

How the safety net actually works for annuities.

AM Best rating guide

What carrier grades mean — and which floor we won't cross.

State guaranty limits

Per-state coverage caps in plain language.

Withdrawals & surrender

What it costs to pull money out early.

Market value adjustment (MVA)

The clause nobody explains, explained.

CD education

Bank CD guides

Calculators and checklists for CD shoppers — coverage limits, penalty math, and what to do at maturity.

FDIC coverage explained

Per-depositor, per-bank caps — and what changes for joint accounts.

CD early withdrawal penalty

How much breaking a CD actually costs.

CD renewal checklist

A 5-minute review before your bank rolls you into a new term.

Interactive

MYGA strategy tools

Calculators linked from Fixed Annuities in the nav — handy when you already know you want a multi-year guarantee.

After-tax MYGA growth vs. a CD taxed annually.

MYGA Ladder Builder

Split premium across terms; see blended yield.