Disclosure
How we get paid.
Two ways. Both spelled out in writing before you decide.
What you pay us
A flat fee on what we write.
Decision Confidence is $97. The fee buys you the document — the math, the carriers, the alternative we'd consider, and the call we'd make if it were our money. You owe it whether or not you ever do anything else with us.
100% refundable. If Decision Confidence didn't help you decide, we refund the full amount. No hassle, no time limit.
What carriers pay us
A commission, only if you ask us to help.
If you ask us to help move money or place a policy through us, the carrier pays us a commission for that work. We tell you the amount, in writing, before any money moves.
If you don't ask, there's no commission. Most reviews end with "stay put" — we keep our fee, and that's it.
In practice
Three ways this plays out.
Scenario one
The answer is "stay put."
You order Decision Confidence. We send back a one-page answer. You decide not to move the money — the rate you have is good enough.
We get $97. That's it.Scenario two
You ask us to help place it.
Decision Confidence says a 5-year fixed annuity fits. You ask us to help open it. We tell you the carrier commission, in writing, before the money moves.
$97 + a disclosed commission.Scenario three
You keep what you have.
You order Decision Confidence on a policy you already own. The answer says it's worth keeping as-is. You don't replace it.
We get the $97. Nothing else.The principle
The fee aligns the advice. The commission keeps us around.
A flat fee paid up front means the person writing your review isn't paid by what they recommend. They get the same money whether the answer is "stay put," "use a CD," or "use a fixed annuity." That's the source of the honest read.
The commission, when it applies, lets us help you act on the recommendation without billing you hourly for the paperwork. Some firms charge $300/hour for that. We don't, and a disclosed commission is why.
Together, the two let us tell you the truth and stay around to help you act on it. Either piece on its own would be worse.
GetSure Insurance Agency is operated by Algoli LLC. Licensed insurance producer in all 50 U.S. states. You can verify our licenses on the State Licenses page or via NIPR / NAIC.