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Today's highest guaranteed rates.

Real rates from real institutions, refreshed at build time. Every option below carries a federal or state government guarantee.

4.15%
BTG Pactual Bank FDIC insured
Bank CD 5 yr
5.70%
Axonic AM Best A-
Fixed annuity 5-year

Tracking 565 CD rates · 1,882 fixed annuity rates · last build May 19, 2026

Today's top CD rates

$100,000 · 5 yr CDs · 68 options · all FDIC-insured

  • B
    BTG Pactual Bank
    4.15%APY
    $500Min deposit
    Open
  • Merrick Bank
    4.15%APY
    $25,000Min deposit
    Open
  • Sallie Mae Bank
    4.00%APY
    $2,500Min deposit
    Open
  • KS StateBank
    3.90%APY
    $500Min deposit
    Open
  • B
    Bread Savings, a division of Bread Financial
    3.85%APY
    $1,500Min deposit
    Open
  • Morgan Stanley Private Bank (Offered through ETrade)
    3.85%APY
    $0No minimum
    Open
  • Prime Alliance Bank
    3.80%APY
    $500Min deposit
    Open
  • Goldman Sachs Bank
    3.80%APY
    $500Min deposit
    Open

Showing 1–8 of 68

Today's top fixed annuity rates

$100,000 · 5-year guarantee · 413 options

  • AxonicWaypoint MYGA
    5.70%5-yr rate
    A-AM Best
    Details
  • AxonicWaypoint MYGA
    5.70%5-yr rate
    A-AM Best
    Details
  • KnightheadStaysail MYGA
    5.63%5-yr rate
    A-AM Best
    Details
  • AxonicIncline MYGA
    5.55%5-yr rate
    A-AM Best
    Details
  • AxonicIncline MYGA
    5.55%5-yr rate
    A-AM Best
    Details
  • KnightheadStaysail MYGA
    5.55%5-yr rate
    A-AM Best
    Details
  • AspidaAdvisory MYGA
    5.50%5-yr rate
    A-AM Best
    Details
  • AspidaAdvisory MYGA
    5.50%5-yr rate
    A-AM Best
    Details

Showing 1–8 of 413
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