.gs-section{padding:clamp(3.5rem,6vw,5.5rem) 1.5rem}.gs-fa-inner{max-width:56rem;margin:0 auto}.gs-fa-head{margin-bottom:2.75rem}.gs-fa-kicker{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-style:italic;font-weight:400;font-size:.9375rem;color:var(--gs-text-muted, #6c6760);letter-spacing:.02em;margin:0 0 1.25rem}.gs-fa-kicker:before{content:"";display:inline-block;width:1.75rem;height:1px;background:var(--gs-gold);vertical-align:middle;margin-right:.625rem;transform:translateY(-2px)}.gs-fa-head h2{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-weight:500;font-size:clamp(1.875rem,3vw,2.5rem);line-height:1.15;color:var(--gs-navy);margin:0 0 .85rem}.gs-fa-sub{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-style:italic;font-weight:400;font-size:clamp(1.0625rem,1.45vw,1.1875rem);line-height:1.55;color:var(--gs-text-muted, #6c6760);margin:0}.gs-fa-decoder-stage{background:#fff;border:1px solid #e6dfd0;border-radius:14px;padding:3rem 2.5rem 2.75rem;box-shadow:0 1px 3px #00000005,0 12px 28px #1e3a5f0d;max-width:52rem;margin:0 auto}.gs-fa-decoder-callouts,.gs-fa-decoder-arrows,.gs-fa-decoder-phrase{display:grid;grid-template-columns:1fr 1fr 1fr;gap:1.5rem}.gs-fa-decoder-callout{background:var(--gs-cream);border-radius:10px;padding:1.375rem 1.5rem 1.375rem 1.625rem;border-left:3px solid}.gs-fa-decoder-callout--multiyear{border-left-color:var(--gs-navy)}.gs-fa-decoder-callout--guaranteed{border-left-color:var(--gs-gold-hover)}.gs-fa-decoder-callout--annuity{border-left-color:var(--gs-navy)}.gs-fa-decoder-callout-eyebrow{font-family:Inter,system-ui,sans-serif;font-size:.75rem;letter-spacing:.13em;text-transform:uppercase;font-weight:700;margin:0 0 .625rem}.gs-fa-decoder-callout--multiyear .gs-fa-decoder-callout-eyebrow{color:var(--gs-navy)}.gs-fa-decoder-callout--guaranteed .gs-fa-decoder-callout-eyebrow{color:var(--gs-gold-hover)}.gs-fa-decoder-callout--annuity .gs-fa-decoder-callout-eyebrow{color:var(--gs-navy)}.gs-fa-decoder-callout-body{font-family:Inter,system-ui,sans-serif;font-size:1rem;color:var(--gs-text, #1a1a1a);line-height:1.5;margin:0}.gs-fa-decoder-callout-body strong{font-weight:600;color:var(--gs-navy)}.gs-fa-decoder-arrows{margin:1rem 0 .625rem}.gs-fa-decoder-arrow-cell{display:flex;justify-content:center}.gs-fa-decoder-arrow{width:56px;height:78px;display:block}.gs-fa-decoder-phrase{align-items:end;text-align:center;margin:0 0 2rem}.gs-fa-decoder-word{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-size:clamp(2rem,3.8vw,2.875rem);font-weight:600;line-height:1;letter-spacing:-.03em;white-space:nowrap}.gs-fa-decoder-word--multiyear{color:var(--gs-navy)}.gs-fa-decoder-word--guaranteed{color:var(--gs-gold-hover)}.gs-fa-decoder-word--annuity{color:var(--gs-navy)}.gs-fa-decoder-summary{border-top:1px solid #e6e3dc;padding-top:1.75rem;text-align:center;font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-size:clamp(1.25rem,1.8vw,1.4375rem);font-weight:500;color:var(--gs-text, #1a1a1a);line-height:1.5;max-width:42rem;margin:0 auto}.gs-fa-decoder-summary .gs-fa-accent-gold{color:var(--gs-gold-hover);font-weight:600}.gs-fa-decoder-summary .gs-fa-accent-navy{color:var(--gs-navy);font-weight:600}.gs-fa-timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;position:relative}.gs-fa-timeline:before{content:"";position:absolute;top:1.4rem;left:8%;right:8%;height:1px;background:linear-gradient(90deg,transparent 0%,var(--gs-gold) 12%,var(--gs-gold) 88%,transparent 100%);z-index:0}.gs-fa-step{position:relative;z-index:1;text-align:center;padding:0 .5rem}.gs-fa-step-num{display:inline-flex;align-items:center;justify-content:center;width:2.75rem;height:2.75rem;border-radius:50%;background:var(--gs-cream);border:1px solid var(--gs-gold);color:var(--gs-navy);font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-weight:500;font-size:1rem;line-height:1;margin:0 auto 1.25rem}.gs-fa-step-label{font-family:Inter,system-ui,sans-serif;font-size:.6875rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gs-gold-hover);margin:0 0 .5rem}.gs-fa-step h3{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-weight:500;font-size:1.0625rem;line-height:1.3;color:var(--gs-navy);margin:0 0 .55rem}.gs-fa-step p{font-family:Inter,system-ui,sans-serif;font-size:.875rem;line-height:1.55;color:var(--gs-text-muted, #6c6760);margin:0}.gs-fa-watch{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;column-gap:3.5rem;row-gap:0}.gs-fa-watch-item{display:grid;grid-template-columns:auto 1fr;column-gap:1.25rem;align-items:start;padding:1.5rem 0 1.4rem;border-top:1px solid #e6dfd0;text-decoration:none;transition:background .2s ease}.gs-fa-watch-item:hover{background:#fff6}.gs-fa-watch-num{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-style:italic;font-weight:500;font-size:1.5rem;line-height:1;color:var(--gs-gold);margin-top:.1rem}.gs-fa-watch-body h3{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-weight:500;font-size:1.0625rem;line-height:1.25;color:var(--gs-navy);margin:0 0 .4rem;transition:color .2s ease}.gs-fa-watch-item:hover h3{color:var(--gs-gold-hover)}.gs-fa-watch-body p{font-family:Inter,system-ui,sans-serif;font-size:.875rem;line-height:1.55;color:var(--gs-text-muted, #6c6760);margin:0}.gs-fa-watch-item:nth-last-child(-n+2){border-bottom:1px solid #e6dfd0}.gs-fa-safety{list-style:none;padding:0;margin:0}.gs-fa-safety-row{display:grid;grid-template-columns:9rem 1fr;gap:2rem;padding:1.75rem 0;border-top:1px solid #e6dfd0;align-items:start}.gs-fa-safety-row:last-child{border-bottom:1px solid #e6dfd0}.gs-fa-safety-tag{font-family:Inter,system-ui,sans-serif;font-size:.6875rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gs-gold-hover);padding-top:.4rem}.gs-fa-safety-body h3{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-weight:500;font-size:1.25rem;line-height:1.25;color:var(--gs-navy);margin:0 0 .55rem}.gs-fa-safety-body p{font-family:Inter,system-ui,sans-serif;font-size:.9375rem;line-height:1.6;color:var(--gs-text-muted, #6c6760);margin:0}.gs-fa-safety-body p+p{margin-top:.85rem}.gs-fa-safety-body a{display:inline-flex;align-items:center;gap:.4rem;font-family:Inter,system-ui,sans-serif;font-size:.875rem;font-weight:600;color:var(--gs-navy);text-decoration:none;border-bottom:1px solid var(--gs-gold);padding-bottom:2px;transition:color .2s ease,border-color .2s ease}.gs-fa-safety-body a:hover{color:var(--gs-gold-hover);border-color:var(--gs-gold-hover)}.gs-fa-tools{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.gs-fa-tool-card{display:block;text-decoration:none;background:#fff;border:1px solid #e6dfd0;border-radius:8px;padding:1.5rem 1.5rem 1.4rem;transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease}.gs-fa-tool-card:hover{transform:translateY(-2px);border-color:var(--gs-gold);box-shadow:0 8px 20px #1e3a5f14}.gs-fa-tool-thumb{width:100%;height:4.5rem;margin-bottom:1rem;background:var(--gs-cream);border:1px solid #ece2c5;border-radius:4px;display:flex;align-items:center;justify-content:center;overflow:hidden}.gs-fa-tool-thumb svg{max-width:92%;max-height:88%}.gs-fa-tool-eyebrow{display:block;font-family:Inter,system-ui,sans-serif;font-size:.6875rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gs-gold-hover);margin:0 0 .5rem}.gs-fa-tool-title{display:block;font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-weight:500;font-size:1.1875rem;line-height:1.25;color:var(--gs-navy);margin:0 0 .55rem;transition:color .2s ease}.gs-fa-tool-card:hover .gs-fa-tool-title{color:var(--gs-gold-hover)}.gs-fa-tool-arrow{display:inline-block;margin-left:.25rem;color:var(--gs-gold-hover);transition:transform .25s ease}.gs-fa-tool-card:hover .gs-fa-tool-arrow{transform:translate(4px)}.gs-fa-tool-desc{display:block;font-family:Inter,system-ui,sans-serif;font-size:.875rem;line-height:1.55;color:var(--gs-text-muted, #6c6760);margin:0}.gs-fa-tools-aside{font-family:Inter,system-ui,sans-serif;font-size:.875rem;color:var(--gs-text-muted, #6c6760);text-align:center;margin:2rem 0 0}.gs-fa-tools-aside a{color:var(--gs-navy);text-decoration:none;border-bottom:1px solid var(--gs-gold);padding-bottom:1px;transition:color .2s ease,border-color .2s ease}.gs-fa-tools-aside a:hover{color:var(--gs-gold-hover);border-color:var(--gs-gold-hover)}.gs-fa-close{background:#fff;padding:clamp(4rem,7vw,6rem) 1.5rem;text-align:center;border-top:1px solid #e6dfd0}.gs-fa-close-inner{max-width:56rem;margin:0 auto}.gs-fa-close-rule{display:block;width:2.5rem;height:2px;background:var(--gs-gold);margin:0 auto 1.5rem}.gs-fa-close h2{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-weight:500;font-size:clamp(1.875rem,3vw,2.5rem);line-height:1.2;color:var(--gs-navy);margin:0 0 .75rem}.gs-fa-close-sub{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-style:italic;font-size:clamp(1.0625rem,1.45vw,1.1875rem);line-height:1.5;color:var(--gs-text-muted, #6c6760);margin:0 0 2rem}.gs-fa-close-options{display:grid;grid-template-columns:1fr 1fr;gap:2.75rem;text-align:left;margin:0 0 2.75rem;position:relative;padding:0 .5rem}.gs-fa-close-options:before{content:"";position:absolute;top:.5rem;bottom:.5rem;left:50%;width:1px;background:#e6dfd0;transform:translate(-50%);pointer-events:none}.gs-fa-close-option{display:block;text-decoration:none;background:none;border:0;padding:0}.gs-fa-close-option-title{display:block;font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-weight:500;font-size:1.25rem;line-height:1.3;color:var(--gs-navy);margin:0 0 .5rem;transition:color .2s ease}.gs-fa-close-option-arrow{display:inline-block;margin-left:.25rem;color:var(--gs-gold-hover);transition:transform .25s ease}.gs-fa-close-option:hover .gs-fa-close-option-title{color:var(--gs-gold-hover)}.gs-fa-close-option:hover .gs-fa-close-option-arrow{transform:translate(4px)}.gs-fa-close-option-desc{display:block;font-family:Inter,system-ui,sans-serif;font-size:.875rem;line-height:1.6;color:var(--gs-text-muted, #6c6760)}.gs-fa-close-fine{font-family:Inter,system-ui,sans-serif;font-size:.8125rem;line-height:1.7;color:var(--gs-text-muted, #6c6760);margin:0;padding-top:1.75rem;border-top:1px solid #e6dfd0}.gs-fa-close-fine a{color:var(--gs-navy);text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--gs-gold);text-decoration-thickness:1px;transition:color .2s ease,text-decoration-color .2s ease}.gs-fa-close-fine a:hover{color:var(--gs-gold-hover);text-decoration-color:var(--gs-gold-hover)}.gs-fa-close-signoff{font-family:var(--gs-serif, "Playfair Display", Georgia, serif);font-style:italic;font-size:.9375rem;color:var(--gs-text-muted, #6c6760);margin:1.25rem 0 0;letter-spacing:.01em}@media(max-width:860px){.gs-fa-decoder-stage{padding:2.25rem 1.5rem 2rem}.gs-fa-decoder-callouts{grid-template-columns:1fr;gap:.875rem}.gs-fa-decoder-arrows{display:none}.gs-fa-decoder-phrase{grid-template-columns:1fr;gap:.875rem;margin-top:1.5rem;margin-bottom:1.5rem}.gs-fa-decoder-summary{font-size:1.125rem}.gs-fa-timeline{grid-template-columns:1fr;gap:2rem}.gs-fa-timeline:before{display:none}.gs-fa-step{text-align:left;padding:0;display:grid;grid-template-columns:auto 1fr;column-gap:1.25rem;align-items:start}.gs-fa-step-num{margin:0}.gs-fa-step-label,.gs-fa-step h3,.gs-fa-step p{grid-column:2}.gs-fa-watch{grid-template-columns:1fr;column-gap:0}.gs-fa-watch-item:nth-last-child(-n+2){border-bottom:0}.gs-fa-watch-item:last-child{border-bottom:1px solid #e6dfd0}.gs-fa-safety-row{grid-template-columns:1fr;gap:.5rem}.gs-fa-tools{grid-template-columns:1fr;gap:1rem}.gs-fa-close-options{grid-template-columns:1fr;gap:2rem;padding:0}.gs-fa-close-options:before{display:none}}.gs-carrier-marquee{background:#fff;border-bottom:1px solid #e6dfd0}.gs-carrier-marquee-strip{border-top:0;border-bottom:0}